Digital Multi-Core Banking Architecture

DESIGNED TO MAKE BANKS READY FOR THE FUTURE

Our digital platform stands at the forefront of modern financial technology. It is specifically designed to manage core diversification, guide smooth migrations, and ensure efficient mergers & acquisitions. Key to your success is its ability to execute these complex operations without any disruptions, ensuring both employee and customer experiences remain consistent and satisfying. This architecture is not just a solution for today; it's a robust foundation built for the evolving challenges of tomorrow's banking landscape.

Architecture Blueprint

The foundational principles of our digital platform emphasize core independence and a core-agnostic approach. Centralized process governance, coupled with the abstraction of connected solutions, ensures consistent experiences for both employees and customers. Embracing flexibility, our blueprint seamlessly integrates third-party solutions. Through event streaming, we ensure real-time integrations and continuous data flows across the entire architecture. Read more about the individual architecture components of the Digital Banking Platform.

CORE DIVERSIFICATION

Harnessing multiple core systems allows for specialization in distinct banking domains without needing a complete system overhaul. By reducing dependence on single core providers, banks diminish vendor lock-in risks and can benefit from a best-of-breed strategy. The outcome is enhanced operational autonomy, tailored customer offerings, and a platform optimized for forward-thinking innovation.

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MERGERS & ACQUISITIONS

Multi-core capabilities ensure a smooth integration of varied banking systems during mergers or acquisitions. Operational synergies are realized as employees transition swiftly to a common user experience. Similarly, customers can be migrated seamlessly to unified applications, ensuring consistency and reducing friction.

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Benefits

Core Specialization: Adopt best-of-breed core systems that are specifically designed to excel in targeted functional areas.
Unified Employee Experience: Equip your bank employees with modern, intuitive UIs that offer a consistent experience.
Customer Centricity: Deliver a superior customer experience through unified channels of interaction and support.
Provider Independence: Decrease reliance on a single core provider to enhance system resilience and flexibility.

M&A Integration: Simplify and expedite the technological integration processes involved in mergers and acquisitions.
Legacy Modernzization: Smooth transition from older systems to modern platforms, reducing costs and minimizing risk.
Agile Development: Speed up the development and deployment of new products and services.
Operational Autonomy: Improve operational freedom by optimizing processes and workflows in a core-agnostic way.

FREQUENTLY ASKED QUESTIONS

How does the platform handle core diversification? The platform supports multiple cores simultaneously, optimizing each for specialized banking domains, reducing dependency on a single provider.

How do you ensure consistent experiences for employees and customers? The platform centralizes business processes and UI components, ensuring unified experiences across all touchpoints for both employees and customers.

How is a multi-core architecture achieved technically? Prerequisites are centralized business processes and APIs, consumed by user experiences. Our integration adapter handles multiple cores, standardizing external data models, supported by event-driven patterns.

Can you integrate with any core? Absolutely. Our platform seamlessly integrates with everything, from modern REST APIs to legacy mainframe systems.

How do you ensure data consistency across cores? It's vital to define the primary source of data. Where required, we utilize data synchronization through events to maintain consistency across all systems of record.

How agile is the product and service development? With built-in modularity and a robust API-driven approach, our platform accelerates product development, allowing quick market response.

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