--- title: Commercial Customer Application - Digital Banking Solution - Axxiome description: Empower your customers with our Digital Commercial Banking Application. The software elevates experience and allows businesses to get their banking done. image: https://www.axxiome.com/hubfs/solutions/solutions-customer-commercial-app_header.webp --- ![solutions-customer-commercial-app_header](https://www.axxiome.com/hs-fs/hubfs/solutions/solutions-customer-commercial-app_header.webp?width=300&name=solutions-customer-commercial-app_header.webp) # COMMERCIAL CUSTOMER BANKING APPLICATION Empower Commercial Customers with unprecedented Financial Management Capabilities ## EMPOWERING BUSINESS CUSTOMERS Commercial Customers typically handle their banking either through Online Banking or by communicating directly with their designated customer representatives. Commercial Banking Apps are often limited in their capabilities and availability. Axxiome Digital's Commercial Banking App revolutionizes this concept by securely empowering corporate customers to operate efficiently on the go, accomplishing any transaction they would otherwise handle through more traditional channels. ## Key Features Axxiome Digital's Commercial Banking App incorporates cutting-edge digital capabilities, empowering corporate customers to efficiently manage their finances with ease. By enabling a diverse range of use cases, the app enhances overall productivity, streamlines operations, and provides an unparalleled banking experience. Total financial control ## COMPREHENSIVE INSIGHTS A comprehensive, unified view of the customer's status grants swift access to varied features like: - Accounts and Transactions - Payments, Balances and Statements - Account and Loan Originations - FX Rates - Market Insights and Stock values - Economic News Feed - Reporting - Recent interactions and Audit Log The data is aggregated from crucial bank sources, including CRM, Core Banking systems, and more. ![solutions-customer-commercial-app_Comprehensive Insights - Device -1](https://139798777.fs1.hubspotusercontent-eu1.net/hub/139798777/hubfs/solutions/solutions-customer-commercial-app_Comprehensive%20Insights%20-%20Device%20-1.webp?width=300&name=solutions-customer-commercial-app_Comprehensive%20Insights%20-%20Device%20-1.webp) Self-Service Administration ## ORGANIZATION AND ROLES Enable intricate corporate clients to oversee their organizational structure by configuring their hierarchy within the corporate banking application. This includes self-management of roles and permissions, ensuring that assigned personnel operate solely within their designated spheres of influence. ![solutions-customer-commercial-app_Corporate Structure - Device -1](https://139798777.fs1.hubspotusercontent-eu1.net/hub/139798777/hubfs/solutions/solutions-customer-commercial-app_Corporate%20Structure%20-%20Device%20-1.webp?width=300&name=solutions-customer-commercial-app_Corporate%20Structure%20-%20Device%20-1.webp) ## OTHER CAPABILITIES PAYMENT INITIATION National/International transactions, standing orders, direct debits, bulk payments, approvals, reversals, stop payments, cheques, etc. ACCOUNT MANAGEMENT Customers' staff members can oversee their bank accounts, with options to open or close them, regulate limits, and more. CARD MANAGEMENT Customer personnel have the flexibility to  request, allocate, and oversee the complete lifecycle of corporate cards. DOCUMENT MANAGEMENT Maintain documents including scanning of IDs, automatic contract creation, digital signature, and more. DATA DRILL DOWN Drill down from aggregated position across all accounts down to single transactions, depending on roles and permissions. REPORTING Ability to perform an extensive array of reports and generate downloadable versions in various formats, such as PDF and Excel. REAL-TIME NOTIFICATIONS Receive real-time notifications for alerts, activity changes, and potential fraud detection. ADVANCED SECURITY Enhanced banking application security, including encryption and two-factor authentication (2FA). ## Benefits - **Enhanced User Experience: **Intuitive interfaces make banking tasks straightforward. - **Cross-selling Opportunities:** Insights into customer behavior can highlight opportunities for additional product sales. - **Reduced Costs:** Digital interactions can be more cost-effective than physical ones. - **Compliance and Reporting:** Easier auditing and compliance adherence with centralized data. - **Real-time Information:** Instant updates on transactions, balances, and other account details. - **Convenience:** 24/7 access to banking services from any location. - **Faster Service:** Reduced waiting times for services like loan approvals, fund transfers, etc. - **Operational Efficiency:** Automated, streamlined processes reduce the bank's overhead and eliminate any manual errors. ## FREQUENTLY ASKED QUESTIONS How can organizational structure be managed?** You can set up and customize your hierarchy, roles, and permissions to ensure controlled access for designated employees. Axxiome Digital provides a great user experience for customers that can drag and drop members onto different teams and assign them the pertaining permissions. How can you optimize the lifecycle of corporate cards?** The app allows you to request, assign, and monitor every stage of corporate card management with seamless flexibility. How can bank accounts be managed?** You can easily initiate, close, and adjust limits for your bank accounts, manage associated cards, and much more. What types of reports can a customer generate?** You can execute a wide range of reports such as Cash Balance reports, Statements, Audit Reports, and many others. The solution produces downloadable reports in formats like PDF and Excel, CSV, etc. In addition, third party reporting applications can also be integrated to expose additional reports. Does the app increase efficiency and customer satisfaction?** Yes. The app streamlines account management, card processes, and reporting, leading to increased operational efficiency and heightened customer contentment. Does the app support multi-device access?** Yes. The app is designed to provide a seamless experience across various devices, ensuring convenient access for users on desktop, tablet, and mobile platforms. What deployment choices are available?** Axxiome Digital offers multiple deployment options, including on-premise, self-hostsed and cloud deployments. Read more about the  [Digital Platform and Deployment Options](https://www.axxiome.com/solutions/digital-banking-platform-and-solutions). How can the app increase customer satisfaction?** Our application empowers customers to take greater control of their banking experience. When they require assistance, our dedicated bank representatives can provide support seamlessly, minimizing the need for extensive questioning or redundant steps in the process. ## RELATED RESOURCES [ ![Axxiome Digital, a Powerful Digitization Platform for Financial Institutions](https://www.axxiome.com/hs-fs/hubfs/resources/Intro%20Videos/video-thumb-1.jpg?width=300&name=video-thumb-1.jpg) LEARN MORE INTRO VIDEOAxxiome Digital, a Powerful Digitization Platform for Financial InstitutionsAxxiome Digital is a powerful digitization platform that transforms financial institutions ...LEARN MORE ](https://www.youtube.com/watch?v=cRn5O9GJ2jY)[ ![Axxiome Digital Introduction](https://www.axxiome.com/hs-fs/hubfs/resources/Factsheets/Axxiome_Digital_Overview-1-768x1086.jpg?width=300&name=Axxiome_Digital_Overview-1-768x1086.jpg) LEARN MORE FACTSHEETAxxiome Digital IntroductionAxxiome Digital is an omni-channel platform designed to purposefully transform financial ...LEARN MORE ](https://www.axxiome.com/hubfs/resources/Factsheets/Axxiome-Digital-Overview-EN.pdf)[ ![Fast Track Your Digital Journey: It's now or never!](https://www.axxiome.com/hs-fs/hubfs/resources/Webinars/Axx-Webinar-1.jpg?width=300&name=Axx-Webinar-1.jpg) LEARN MORE WEBINARFast Track Your Digital Journey: It's now or never!On-demand webinar: Axxiome presents three strategic opportunities for mid-sized regional ...LEARN MORE ](https://www.youtube.com/watch?v=gpC2_USx0w8) ![CTA_footer_Optical fiber](https://www.axxiome.com/hs-fs/hubfs/CTA_footer_Optical%20fiber.webp?width=300&name=CTA_footer_Optical%20fiber.webp) ## READY TO GET STARTED ? Get in touch with us for any questions or to book a demo. [GET IN TOUCH ](https://cta-eu1.hubspot.com/web-interactives/public/v1/track/click?encryptedPayload=AVxigLKrQUIi%2FB454syy69yM0y0cmlm4dOpm%2F0ulvdrpmZriKQ25%2F8FXbdOQ102QNavRXJrQDsT0117el4%2FahwHG%2FnJZ9xCp054pXLEQ%2FdNqpxlnW%2FFUKtBOsWkNqSwANvK96pa%2F8jUUkm2nn9sYH%2Bd2k1pe0n5nR7nVO2nB5M1ztSs%2FyfcsdSg0VL7M3xI%3D&portalId=139798777) ```json { "@context" : "https://schema.org", "@type" : "Organization", "address" : { "@type" : "PostalAddress", "addressCountry" : "Switzerland", "addressLocality" : "Wil", "addressRegion" : "", "postalCode" : "9500", "streetAddress" : "Bahnhofplatz 3" }, "knowsLanguage" : "en", "logo" : { "@type" : "ImageObject", "url" : "https://139798777.fs1.hubspotusercontent-eu1.net/hubfs/139798777/Axxiome_Logo_reverse-white_without%20margins-01.svg" }, "name" : "Axxiome AG", "url" : "https://www.axxiome.com/solutions/commercial-customer-banking-application" } ```