Core Banking Reference Architecture Model

Banking Application Architecture Platform

 

I – Banking Application Architecture Platform

Underlying technical foundation for all systems and applications. Represents the basis for a service oriented architecture used across the integrated platform.

II – Customer Data Management

Central system for business partner management serving multiple banking applications.

III – Frontend

Interface between users and backend systems. Presents data stored and calculated in the back-end in a well-arranged business supporting way.

IV – Customer Relationship Management

System to manage customer and sales prospect interactions from a sales or marketing perspective by providing technologies to automate and organize business processes.

V – Analytical Banking

Bank controlling system containing technical solutions for analytical processes in fields like risk management, BASEL II, IFRS or profitability analysis.

VI – Transactional Banking

Transactional banking covers the processing of operational banking transactions managed by account managing systems. These are responsible to support the complete lifecycle of accounts or contracts.

VII – Enterprise Banking

Enterprise applications for all industries to support common business processes, such as quality management, human resources or financial accounting.

VIII – Business Intelligence

A BI system supports business decision processes by providing client specific historical, current, or predictive views on business operations.

IX – Transaction Broker

A transaction broker connects the banking system to the outside world, mainly focusing on payment transaction flows.

X – Teller Application

Teller applications provide user interface solutions for tellers to support customer transactions like payment transfers, deposits and withdrawals, foreign exchange cash transactions etc.

XI – Further Applications

Further bank applications outside the banking application platform